Terms & Conditions
1. Acceptance of Terms
By accessing and using the website https://elitecredix.com (“Website”), you agree to be bound by these Terms and Conditions (“T&C”). If you do not agree to all the terms, please do not use our Website or services.
2. Definitions
“Company”, “We”, “Us”, “Our” refers to Elite Credix.
“You”, “User”, “Client” refers to any individual or entity accessing the Website or using our services.
“Services” refers to the loan facilitation, advisory, and intermediary services provided by Elite Credix.
3. Services Description
Elite Credix is an intermediary that facilitates connections between potential borrowers and financial institutions (Banks, NBFCs, etc.). We are not a lender and do not directly provide loans or make credit decisions. All loan approvals, disbursements, terms, interest rates, and fees are solely at the discretion of our banking and financial partners.
4. User Eligibility
To use our services, you must:
Be at least 18 years of age.
Be a resident of India.
Possess the legal capacity to enter into a binding contract.
Provide accurate, current, and complete information during the application process.
5. User Obligations
You agree to:
Provide true, accurate, and complete information.
Use the services only for lawful purposes.
Not misrepresent your identity or financial information.
Not engage in any activity that disrupts or interferes with our Website or services.
6. Limitation of Liability
Elite Credix, its directors, employees, or agents shall not be liable for:
Any rejection of your loan application by a lender.
The terms, conditions, interest rates, or actions of any lender.
Any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services.
Any unauthorized access to or alteration of your transmissions or data.
7. Intellectual Property
All content on this Website, including text, graphics, logos, and images, is the property of Elite Credix or its content suppliers and is protected by Indian intellectual property laws.
8. Third-Party Links
Our Website may contain links to the websites of our banking partners and other third parties. We are not responsible for the content, accuracy, or opinions expressed on such websites, and we do not investigate, monitor, or check these sites for accuracy or completeness.
9. Grievance Officer
In accordance with the Information Technology Act, 2000, the name and contact details of the Grievance Officer are provided below:
Name: [Name of Grievance Officer]
Email: support@elitecredix.com
Address: 312A, 3rd Floor, Iris Tech Park, Sector 48, Gurgaon 122018
10. Governing Law & Jurisdiction
These T&C shall be governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Gurgaon, Haryana.
11. Modification of Terms
We reserve the right to modify these T&C at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Website constitutes acceptance of those changes.